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Joe Bayen

CEO & Founder at Grow Credit Inc.

Joe Bayen is Founder and CEO at Grow Credit Inc., a top #30 finance app in the App Store.

Over the past decade, Joe has specialized in underwriting, credit score improvement, user acquisition, and monetization. He has successfully raised $120M for Grow Credit!

Grow Credit helps consumers establish or build credit using a MasterCard designed to exclusively process subscription payments. The platform enables consumers with thin credit or no credit files to seamlessly establish a credit history using Netflix, Disney Plus, Spotify accounts, and many more. Grow has just closed a $10M Series A led by USAA in September 2023.

In 2015, Joe founded Lenny Credit, a small-dollar loan and credit score improvement platform which received industry accolades from JP Morgan Chase, Paypal, and Discover.

Born in Cameroon, Joe moved to France at 3 years old, and then to the United States on a track and field scholarship at the University of Miami. He graduated in International Finance and Marketing on the Dean’s list.
 
In 2007, Joe launched an iOS App development studio, and got an app rejection email from Steve Jobs in 2008, eventually leading to the launch of FreeAppADay.com, which became one of the largest iOS marketing platform with over 12M users, including the likes of Disney, EA, and Groupon as clients.
read more

BOOK NOW FOR your podcast

Joe Bayen

CEO & Founder at Grow Credit Inc.

Joe Bayen is Founder and CEO at Grow Credit Inc., a top #30 finance app in the App Store.

Over the past decade, Joe has specialized in underwriting, credit score improvement, user acquisition, and monetization. He has successfully raised $120M for Grow Credit!

Grow Credit helps consumers establish or build credit using a MasterCard designed to exclusively process subscription payments. The platform enables consumers with thin credit or no credit files to seamlessly establish a credit history using Netflix, Disney Plus, Spotify accounts, and many more. Grow has just closed a $10M Series A led by USAA in September 2023.

In 2015, Joe founded Lenny Credit, a small-dollar loan and credit score improvement platform which received industry accolades from JP Morgan Chase, Paypal, and Discover.

Born in Cameroon, Joe moved to France at 3 years old, and then to the United States on a track and field scholarship at the University of Miami. He graduated in International Finance and Marketing on the Dean’s list.
 
In 2007, Joe launched an iOS App development studio, and got an app rejection email from Steve Jobs in 2008, eventually leading to the launch of FreeAppADay.com, which became one of the largest iOS marketing platform with over 12M users, including the likes of Disney, EA, and Groupon as clients.
read more

As seen on

“Grow Credit, the startup that launched last year to help customers build out their credit scores by providing a credit line for online subscriptions like Spotify and Netflix, has added Mucker Labs as an investor and closed its seed round with $2 million in total commitments.” 

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“CEO Joe Bayen, 46, a serial entrepreneur whose startups include an iPhone app discovery marketplace that attracted 12 million users called Free App A Day.” 

read more >

“Join us for a discussoin in how subscriptions can be used to improve your credit. Our guest, Joe Bayen, Founder and CEO of Grow Credit, breaks down this innovation further with our host Kenneth Goodwin.” 

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Timeline

Nov 2018 - Present

Grow Credit Inc.

CEO & Founder

Nov 2018 - Present

Aug 2016 - Present

Founder Institute

Mentor

Aug 2016 - Present

Mar 2017 - Jan 2019

Fashion Institute of Design & Merchandising

MBA Advisory Board Member

Mar 2017 - Jan 2019

Jan 2016 - Oct 2018

Lenny Credit, Inc.

CEO & Founder

Jan 2016 - Oct 2018

Ask me

About my journey from being born in Cameroon to scaling several multi-million dollar businesses in different industries.
How my experience as a division 1 athlete and sprinter from Cameroon impacted my leadership.
Why does financial literacy and financial education matter so much?
What traits do you recommend founders should develop to strive as entrepreneurs?

Podcast agent: Carson M

carson@kitcaster.com

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